The Ham Hock of Liberty

Monday, January 22, 2007

I can't see any problems with this.

First, I'm not dead. I've just been relocating for a new job in a new town, which means finding new housing, moving, and generally throwing your life into total chaos for a few months. Blogging has been low on the priority list, particularly when everyone else is saying what needs to be said, faster and more entertainingly than I can.

Also, if anyone still reads and has something to say, that annoying word verification is now on, so as to discourage the spammers that finally found this site.

Now, back to business. It seems that Thersites found this quote about a new health care proposal that the administration is cooking up:

"In his radio address on Saturday, Mr. Bush described his proposal as a way to “treat health insurance more like home ownership."

Well now, what's not to love about that! Of course, we can only hope that certain features of home ownership aren't part of the plan...

* You can't buy a house if you're not 18.

* Unless you have hundreds of thousands in dollars in cash, you have to take out a very very large loan to own a home.

* You can't get a loan unless you have a good enough credit score and high enough income to convince a bank to lend it to you.

* If you can't make your monthly payments on your home ownership, your bank forecloses on the collateral.

* If you declare bankruptcy or have a mortgage foreclosed, it's probably going to be a long time or a lottery win before you get another loan to own a home.

* If you're not at least upper-middle income, you probably can't afford to own a home in a lot of metropolitan areas like...all of the coasts. If you're middle income or low income, you're gonna have to save for a long while. Or move somewhere that real estate is still actually affordable.

* Taking ownership of a home, before you even set foot in it, costs a few thousand dollars in closing costs.

So basically...nice health insurance will be available to the wealthy, while the rest of the country has to devote large chunks of their income and commit to a 30-year loan to afford a modest home (if they can afford anything at all), and your crutches or pacemaker will be subject to foreclosure and repossession if you miss 2 or 3 payments?
OK, so that's probably not what they meant, but given how difficult home ownership is for most of the population, is that really the way the administration wants to sell their plan....?

8 Comments:

  • They just like to frame shitty safety-net policies in terms of ownership and personal responsibility.

    By Anonymous Eli, at 2:20 PM  

  • Location! Location! Location!

    By Anonymous Anonymous, at 11:02 PM  

  • I hope you don't mind an off-topic comment, but I think this is important: There is a great post on The Carpetbagger Report from a few days ago about the mainstream media's (specifically Time magazine's) ignoring the prosecutor purge scandal.

    http://www.thecarpetbaggerreport.com/archives/10367.html


    What explains the failure of the mainstream media to cover the purge scandal for so long, and so many other scandals? Do you think somebody just set up newspaper editors to cheat on their wives, and threatened to tell if the editors wouldn’t play ball when they come back some day and ask for something?

    It wouldn’t be that hard to do, when you think about it. People wouldn’t talk about it.

    By Anonymous Anonymous, at 12:38 PM  

  • Nim,

    Have you ever thought of becoming a Doom Brother? I think you would make a wonderful addition. Look it over, let me know.

    http://doombrother.blogspot.com

    By Blogger DWD, at 3:40 PM  

  • By Blogger rtfgvb7815, at 1:51 AM  

  • Great post - location is key!

    By Anonymous Shannon, at 11:09 AM  

  • very nice post. Keep it up......

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  • nice post really adorable and lovely

    By Anonymous ERP Software, at 1:42 AM  

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